Cypher Credits Policy

This policy is a launch-ready draft for product planning and must be reviewed by a qualified attorney before public launch.

Cypher Credits are a legacy-compatible internal balance used only for clearly identified optional consumable services where the product shows a cost before confirmation. Core practice, Beat of the Day, Challenge of the Day, scheduled Arena participation, Ranked participation, ordinary progression, and basic attributed highlight sharing do not require credits.

Cypher Credits are not cash, cryptocurrency, stored value, gift cards, securities, wages, or transferable property. They cannot be sold, exchanged for money, withdrawn, transferred to another user, or redeemed outside CypherClub.

Credits may be earned through membership grants, daily rewards, streak rewards, referral rewards, rewarded ads, admin grants, promotions, events, or other product features.

Credit rewards may be limited by plan, geography, platform, fraud controls, account status, app availability, or technical provider availability.

Monthly membership credits are granted once per confirmed billing cycle or trusted grant scheduler. Upgrading a plan may unlock higher feature access, storage, and caps immediately, but does not automatically issue a second monthly credit grant for the same cycle.

Downgrades do not delete earned credits. If your balance is above your new plan cap, your account may enter a soft-capped state until your balance drops below the current plan cap.

Each plan has a configurable credit cap. When an account is at or above its cap, additional earning may pause, including monthly grants, daily rewards, streak rewards, referral rewards, rewarded ads, promotions, and event bonuses.

Soft caps are intended to keep the economy fair, sustainable, and difficult to abuse.

Credits may be spent on eligible optional actions such as additional private analysis, storage expansion, or enhanced export services where those actions are offered. Credits cannot buy rank, community reputation, skill XP, host level, judging influence, matchmaking preference, or public credibility.

CypherClub may change credit costs, available uses, and rewards over time. We will try to communicate material changes clearly.

If a membership payment is refunded, reversed, disputed, or found abusive, CypherClub may revoke unused credits tied to that billing cycle or promotion. Credits already spent may not be returned unless required by law or explicitly approved by CypherClub.

CypherClub may correct ledger errors, duplicate rewards, failed transactions, fraud, abuse, provider callbacks, or technical mistakes.

Rewarded ads may be available to Free users where supported. Credits are granted only after a successful provider completion event. Daily limits, provider availability, fraud checks, platform rules, and Google AdMob policies may apply.

Paid members may not see rewarded ad opportunities if their plan removes ads.

Referral rewards may require account verification and first eligible activity, such as completing a cypher. Self-referrals, duplicate referrals, inauthentic accounts, payment abuse, automation, or misleading promotion may result in revoked credits and account restrictions.

AI features may spend credits before analysis begins. If a protected AI action fails, credits may be refunded automatically. Storage actions may be free within included plan limits and may cost credits after quota is exceeded.

CypherClub does not show users provider costs, API costs, or infrastructure costs. Users see Cypher Credits, rewards, progress, and benefits.

Listening to public highlights, giving structured props, saving favorites, browsing beats, viewing profiles, joining eligible rooms, and sharing highlight links are core community actions. Saving takes remains subject to the storage and retention limits shown for the account. Basic attributed highlight creation is included when the take, consent state, and beat rights are eligible. Optional enhanced exports or additional storage may use Pro access or a clearly disclosed consumable service.

Credits have no cash value and do not guarantee distribution, promotion, monetization, or a formal label relationship.

CypherClub may revoke credits, deny rewards, suspend earning, limit accounts, remove access, or terminate accounts for fraud, abuse, policy violations, payment disputes, unsafe behavior, or attempts to manipulate the economy.

The Cypher Credits economy is configurable and may evolve. Current product screens and plan details control the active plan limits, earning rules, and spending costs.